The name Arth-Saakh blends financial wisdom (Arth) with trust and credibility (Saakh).
We assist individuals in navigating the mutual fund landscape by helping them understand the macroeconomic engines and sectors driving different schemes.
Our scheme selection methodology is backed by historical data and analytics, which helps you take a super informed decision.
Before we meet, discuss your goals with family or trusted advisors. Set clear timelines, understand your risk comfort, and allow room for life's uncertainties.
We explore your requirements in depth — using data, sector trends, and the broader market context to understand what you need.
We propose portfolio options aligned to your goals, supported by our analytics, and help you select schemes that fit your plan.
When you are ready, we guide you through a paperless investment process on our partner platform.
We align every recommendation to your financial goals — SIP, retirement, education, or wealth creation — not generic one-size-fits-all products.
AMFI-registered distributor with NISM-certified standards. We stay connected with you from first conversation through every investment decision.
Schemes are chosen using historical performance, sector analysis, and macroeconomic signals — so you invest with evidence, not hype.
Clear explanations at every step. You understand why each fund is recommended and how it fits your portfolio before you invest.
Global Voices, India Lens
Curating structural economic insights from India’s most respected financial minds—translated into long-term portfolio logic.
Current Intelligence Feed: July 2026
Reserve Bank of India (Forex & NRI Policy)
Circular RBI/2026-27/99 & FCNR(B) Swap Window Announcements
To strengthen India’s forex reserves and defend the Rupee against global volatility, the RBI has opened a targeted US Dollar-Rupee swap facility, available until September 30, 2026. By absorbing the currency-hedging costs that banks normally carry and removing interest rate ceilings, banks are now offering Non-Resident Indians (NRIs) highly attractive, tax-free interest rates of up to 6.5% to 7% on fresh FCNR(B) deposits. These deposits are maintained strictly in their original foreign currency for a tenure of 3 to 5 years, completely insulating the capital from Rupee depreciation risk. Additionally, under current RBI guidelines, depositors or third parties can avail of rupee or foreign currency loans and overdraft facilities against these FCNR(B) deposits. This allows NRIs to access liquidity for personal or business purposes in India without needing to prematurely withdraw the deposit.
The influx of US dollars through the FCNR(B) window fundamentally alters the currency landscape by neutralizing depreciation risks and bolstering foreign exchange reserves. When the rupee stabilizes—or marginally strengthens—it triggers a distinct rotation in corporate profitability across different sectors.
A stabilized rupee via FCNR inflows removes this currency risk premium, which improves FII confidence and historically encourages fresh capital inflows.
When foreign capital re-enters the Indian market, it inherently flows into the most liquid, heavily weighted blue-chip stocks and top-tier private lenders first. Positioning portfolios here allows clients to front-run the institutional liquidity wave. At Arth-Saakh, we keep an eye on such movements to align your portfolios accordingly.
Official Resource https://www.rbi.org.in/Commonman/English/Scripts/FAQs.aspx?Id=3917
External Insights Disclaimer: The multimedia links, articles, and external viewpoints curated on this page belong entirely to their respective institutional creators, fund houses, or registered entities. Arth-Saakh Investments compiles these materials solely for educational macroeconomic benchmarking and information-sharing purposes. Aggregating these industry voices does not imply a formal endorsement, research analyst certification, or direct product recommendation by Arth-Saakh Investments. All mutual fund allocations should be discussed with your distributor relative to your personal risk horizon.
I am Swati Gupta, an AMFI-Registered Mutual Fund Distributor and the founder of Arth-Saakh Investments. We are dedicated to empowering retail investors and MSMEs. With 22 years of corporate experience at firms like Accenture, Thoucentric, Genpact, and ITC, I apply data science, machine learning, and advanced business analytics to financial decision-making.
An alumnus of IIT-Kanpur and IIM-Bangalore, I combine academic excellence with deep domain expertise in banking and consumer finance analytics. Today, I leverage my data-backed insights and a decade of personal portfolio-building experience to deliver unbiased, strategic mutual fund guidance. My goal is to simplify investing for my clients, helping them avoid common market mistakes through structured, analytics-driven wealth management.
Arth-Saakh Investments is a trade name used for my mutual fund distribution service.
Arth-Saakh Investments is an AMFI-registered mutual fund distributor. We receive trail commissions from Asset Management Companies on investments made through us, as permitted by regulations. The indicative commission ranges by scheme type are shown below.
| Scheme Type | Trail — 1st Year | Trail — 2nd Year onwards |
|---|---|---|
| Overnight and Liquid Funds | 0.02% – 0.25% | 0.02% – 0.25% |
| Money Market, Ultra Short, Low Duration Funds | 0.03% – 0.90% | 0.03% – 0.90% |
| Short, Medium, Long, Dynamic Duration & Credit Risk Funds | 0.05% – 1.40% | 0.05% – 1.20% |
| Banking & PSU Debt Funds, Corporate Bond & Gilt Funds | 0.10% – 1.15% | 0.10% – 0.95% |
| Fixed Maturity Plans | 0.05% – 0.10% | 0.02% – 0.05% |
| Hybrid Debt, Hybrid Solutions & Fund of Funds | 0.10% – 1.70% | 0.10% – 1.70% |
| Gold Funds | 0.07% – 0.40% | 0.07% – 0.40% |
| Equity, Hybrid Equity, ELSS, Equity Savings Fund | 0.35% – 1.80% | 0.35% – 1.75% |
| Index Funds | 0.02% – 0.50% | 0.02% – 0.50% |
| Arbitrage Funds | 0.25% – 0.70% | 0.25% – 0.70% |
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Commission rates are indicative and may vary by scheme and AMC.
Model monthly SIP with an optional one-time lumpsum. Adjust the sliders to see estimated growth.
This calculator is for illustration only. Returns assume annual compounding at the rate shown. Mutual fund investments are subject to market risks. Actual returns may vary. Past performance does not guarantee future results.
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